The Hamilton Group

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Why families trust hamilton life

Hamilton life was founded to bring people a better experience when applying for life insurance. And with billions issued in coverage, we’re doing just that. Ethos follows rigorous privacy practices and works with the world’s most-respected insurance companies—so you know you’re getting a policy you can count on.
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How do I know hamilton life
is legit?

Hamilton life has earned high ratings from respected third-party reviewers,
whose aim is to improve transparency and trust in the marketplace.
Here’s a closer look at some of those ratings:

"Excellent” rating from Trustpilot

Hamilton life has an ‘Excellent’ rating from Trustpilot with 4.8/5 stars from customer reviews.

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A+ rating from Better Business Bureau

Hamilton life is rated A+ by the Better Business Bureau (BBB) with zero customer complaints.

BBB profile

4.7/5 stars on Google

Hamilton life also earned a stellar rating of 4.7 out of 5 stars on Google based on average customer reviews.

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Please note that all prices quoted are subject to change, including due to underwriting.
 

How do I know my privacy is protected?

Protecting you and your family always comes first, including your data. We know some of the information we collect is sensitive, which is why we just ask for information we need to verify your identity and assess your application. We use thorough privacy and security practices to make sure any information you give is safe. And of course, we don’t sell your information. More information is available on our Privacy Policy.

How do I know my policy is reliable?

Hamilton life works with some of the most respected and highly-rated insurance carriers in the world. As a third-party administrator, Hamilton life offers term life policies issued by Legal & General America (est. 1836), which serves 10 million customers worldwide. Policies are reinsured by Munich Re (est. 1880), which is one of the world’s leading reinsurers. Together, these insurance giants have paid out hundreds of millions of dollars in life insurance claims and hold an A+ (Superior) rating from A.M. Best.

Financial strength ratings

Comdex score

A Comdex score is a composite of all the financial strength ratings a company has received, ranging from 0-100.

Very Strong S&P Global

S&P has rated the financial strength of insurance companies for over 40 years.

Superior Rating A.M. Best

A.M. Best provides independent ratings of a life insurance company’s financial strength.

Who are hamiltonlife ’ investors?

Hamilton life is proud to be backed by leading investors, including Sequoia, Accel, GV, Goldman Sachs, and the investment funds of Jay-Z, Will Smith, Kevin Durant, Robert Downey, Jr., and others. They’ve put their money on us, so we can focus on you.

Simple and quick life insurance application.

My experience with Hamilton life was great. Hassle-free. I have bought several term life policies over the years and the Ethos process was the simplest that I have experienced. Communication was great and the Ethos team kept me informed as my application went through processing.
 
 
Texasaggie1

Quick, Honest, Stress-Free

Quick, honest, and zero stress. Compared to traditional agents, a no-brainer. As advertised!
 
 
 
Josh

Getting life insurance was so easy…

Getting life insurance was so easy through Hamilton life . I’ve been procrastinating doing it for years because the whole process felt intimidating and confusing. Ethos cut right through all that and made it simple for me.
 
 
 
Laleh H.

The application process was seamless

The application process was seamless. The turnaround time was great. And the monthly premium is more than reasonable. Also the follow-up from direct live agents was a plus.
 
Bobby
 

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